It’s more than just a car, it’s your baby

A basic auto insurance policy provides protection to you and others, including:

• Liability Coverage for damages incurred by others if you cause an accident
• Permissive User Coverage for when you lend your vehicle to other individuals and they cause an accident
• Around-the-Clock Claims Support for helping you through incidents ranging from minor fender benders to natural disasters.

Most people also choose some or all of these additional protections:

• Physical Damage Protection for repairing your car after an accident
• Personal Injury Protection/Medical Coverage for assistance if you or your passengers are injured
• Comprehensive Coverage pays for damage done to your car in some way other than a collision, such as if it were stolen or vandalized
• Uninsured Motorist Protection for damages you are legally entitled to recover from a driver without liability insurance or a hit-and-run driver
• Underinsured Motorist Protection for damages you are legally entitled to recover that exceed the at fault driver's insurance limits.